Government Programs Designed To Help With Medical Bills

government-programs-for-medical-bills

For millions of Americans, medical bills are a huge expense. Medical bills are different than many other types of bills because for many people they may arise unexpectedly and become quite high over a short period of times. Seeking medical help is often not an elective choice, and that can easily leave one with no choice but to incur bills that are far beyond what they can reasonably pay, based on their income level.

As the Affordable Care Act is rolled out, many medical facilities are being held to higher standards when it comes to making sure that all patients have the resources they need in order to make sure that they can reasonably take care of any bills they generate because of their doctor’s office or hospital visit. There are several programs set up by the government designed to give individuals the aid they need to take care of their bills in a way that will not affect their credit or put them in severe financial distress. Here are a few of the different agencies that can be a wonderful resource for any patient searching for ways in which to manage their high bills.

Local Department of Veteran Affairs

This is an agency that specializes in helping individuals who have served in the armed forces. Individuals with a military background often have specific medical needs, whether they relate to injuries sustained in combat or after returning home. The local department of Veteran Affairs can also refer veterans to psychological and other mental health services, should they be required.

Disability.gov

This online resource is a go to for any patient who qualifies or believes they may qualify for diability services. Disability.gov can help direct patients to billing offices or explain the terms of their benefits and ways in which they can make sure that their medical costs are managable.

Healthcare.gov

Like Disability.gov, Healthcare.gov is an online resource. It may be applicable to a very large number of individuals because Healthcare.gov is a site that helps patients find an insurance program that is affordable and useful for them. One of the major functions of the Affordable Care Act is to ensure that a much higher number of people are insured, and this means that the government offers monetary subsidies to applicants seeking healthcare. These subsidies can drive the price of insurance to much lower levels and can make quality insurance policies highly affordable. Users can enter their personal information and shop for the program that is right for them.

Usa.gov: Benefits

This online program helps individuals seeking help find grants and other benefits programs that may be applicable to their specific needs. Certain diseases and conditions may be associated with grants set up to help defray the costs of very high bills. Many other programs may be found here that will help offer funds and assistance with bills based on things like an applicant’s age, income, and the number of dependants they care for.

State Children’s Health Insurance Programs

Parents know that assuring that their child is receiving adequate health care is a major priority when it comes to their family’s well being. Regardless of whether a parent or parents have full coverage themselves, state health insurance programs offer coverage to children and can help make sure that no parent faces huge medical bills after having to bring their child to the doctor unexpectedly. Many state children’s health insurance programs have online sites that can help parents enter the information of themselves and their child in order to determine what kind of program their child or children should be enrolled in.